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Showing posts with label educational. Show all posts
Showing posts with label educational. Show all posts

Sunday, September 25, 2011

What Republicans Do Not Want You To Know About Poverty and Taxes

skinny piggy

 

The poverty line in 2010 for a family of four was $22,314.

The Fair Labor Standards Act, which sets the minimum wage at $7.25 per hour, is one of the most violated of all the federal labor laws.

About 15% of all wage earners in the US are earning at or below the minimum wage.

The average full time minimum wage worker earned about $15,000. ($7.25 per hour x 40 hours x 52 weeks = $15,080)

She paid at least 20% of her income in taxes.

Even though it might be true that she had no federal income tax liability, she still had other taxes to pay.

Payroll taxes such as

  • Social Security
  • Medicare
  • Disability
  • Unemployment
  • State income tax
  • sometimes local income tax

She also had additional taxes such as

  • sales tax
  • excise tax on fuel
  • USF surcharges on
    • telephone service
    • natural gas
    • electricity
  • property taxes, even if she rents (it would be hidden in the cost of her rent)

Additionally, she pays for her healthcare out of her pocket because minimum wage jobs do not come with healthcare benefits.  She pays a higher price for a doctor's office visit than the insurance companies do. ($75 self pay vs. $35 paid by insurance) If she ever needs to go to the hospital, it could easily cost her over $4500*, even more if she has to be admitted.

She also does not get retirement benefits and is looking at a reduction in her income down to about $600 per month when she is too old to work and begins collecting Social Security, and will be expected to pay a portion of that to receive Medicare benefits. And that is only if there is still a Social Security system by the time she is old enough to collect.

A typical minimum wage worker is not a teenager from a middle-class family flipping burgers for some extra pocket cash to buy CDs, movie tickets, lipstick, nail polish, and video games.

Most minimum wage workers are women, standing on their feet all day working various jobs within the service industry. They are some of the hardest working people in this country.

Many are single mothers with more than one child, and many of those are receiving little or no child support to help offset the costs of raising those children. They also have the additional costs of child care, if they have no family support system capable of providing free care so that they can work.

 

And Republicans think they make too much money and need to have their wages cut, by either reducing or eliminating the minimum wage. They also want to cut or eliminate the social programs that help them to survive. They actually think this will help the poor and lift them out of poverty.

 

* I do not have medical insurance. I pay out of my pocket for all of my medical care. Back in 2006 I passed out in my kitchen, which resulted in a head injury requiring 8 staples to close the wound. I was taken by ambulance to the nearest hospital, which resulted in a bill that was just over $3000. This did not include the additional charges for physicians fee, lab work, or the MRI. Those were billed separately and were an additional $1500. My town is one of the small number in this area that provides a free ambulance service to its residents, but if they didn't, the ride would have been an additional $300.

If you don't pay these bills, the hospital may sue you, which could result in garnishment of your wages, which has the potential of knocking a minimum wage worker's pay down to about $150/week until the debt is paid off (with interest, court costs, and lawyers fees). There is also the very real possibility that instead of or in addition to garnishment, the court may seize your bank account (woe to you if you just made a deposit to pay your rent) and/or the local Sherriff may come in, seize and sell off the contents of your home, leaving you with no more than $1000 in personal assets and possessions.

Tuesday, September 07, 2010

The Single Most Important Book I Was Ever Exposed To

Ed Emberley's Make a World When I was a kid, Ed Emberley's Make a World was a library book that my younger sister and I monopolized. One of us would check it out, and keep it for as long as possible, renewing it for the maximum number of times allowed. Then the other would grab it before the librarian could put it back on the shelf, and repeat the process.

We did this for years. I am really surprised my parents never bought us a copy, but to their credit, they remembered this and bought my daughter a copy when she was about 5 years old.

Ed Emberley teaches that if you can draw a few basic shapes (circle, square, triangle, lines, dots, and a few numbers and letters), you can draw anything that you can imagine. From building a heart shape from two circles and a triangle to more complicated things like castles, dragons, and even the Canadian flag, Ed shows how easy it really is.

But it's not "just a drawing book"...it's a whole lot more. It's a child's first technical how-to manual. It sets them on the right path for acquiring the skills needed to self-educate.

Ed Emberley's Drawing Book: Make A World

Image by Austin Kleon via Flickr

It's really good for teaching kids how to follow step-by-step instructions, especially ones that contain no text...a skill that will come in handy later in life if they have to build IKEA furniture.

It also teaches a valuable life skill by changing how you look at the world. It teaches that anything in life that seems too complicated and hard to do, is made much easier when you analyze it and break it down into much simpler parts. The earlier in life a child learns this, the more doors will be open to them, and the list of possibilities greatly increased.

It's not enough to tell a child that they can accomplish anything in life that they set their mind to. They need to be taught how, and this book is a great place to start.

 

Purchasing this book through my Amazon affiliate link will not increase your price and is a great way to show your appreciation to me for introducing you to this book.

Wednesday, July 28, 2010

CaSe Matters

abc Budding young web designers and developers usually learn this pretty quick, when creating a page on Windows and not using the same case as the files and folders they are linking to. They often will use lowercase in all the URLs, regardless of the case of the actual file and folder names. And this will work fine when viewed on their Windows machine. But as soon as they upload it to a server that is running something else, like Linux, it stops working. Their page is full of broken images and dead links, because they used something like mypicture.jpg in place of the actual file name of MyPicture.jpg and about.html in place of the actual file name of About.html.

Or they upload an Index.html and wonder why when they visit their site they still see the default index.html page provided by their web host and why when they check on the server there are now two index files and not one.

For the domain name part of the URL it doesn't matter. That part is not case sensitive.

example.com is the same as Example.com is the same as EXAMPLE.com

For the rest of the URL it could matter, depending on what operating system is being run on the server that is hosting the site.

 

windows-logo_c If the server is running Windows, case doesn't matter. The reason for this is because you can only have a single file or folder of a particular name in a folder, regardless of the case used in that file or folder name.

index.html is the same as Index.html is the same as INDEX.html

All three will lead to the same page.

In Windows, adding a file or folder of the same name with a different case to a folder, overwrites the original. Only one can exist.

 

linux-penguin-full1_2If the server is running Linux, case matters, as you can have multiple files and folders of the same name within a folder, each having a different case.

index.html is not the same as Index.html and not the same as INDEX.html

In Linux adding a file or folder of the same name with a different case to a folder, does not overwrite the original. Linux will allow all three to exist in a folder, and each are considered different. If you change the case of a file or folder in the URL path and the server is running Linux, and that variation does not actually exist on the server, it will result in a 404.

And if you upload a file of the same name but a different case, it will not overwrite the original. You will have both on the server, and lowercase is the default index file. This is the reason why the place holder index.html supplied by your web host is still seen, even though you have uploaded your Index.html file, and why you see two index files when you view it in your FTP client.

 

It is always best to assume the server runs Linux when creating links to pages on the web and when typing URLs into the addressbar of your browser. It is the only way to ensure that if case matters, that you are using the correct URL.

It is also best to use all lowercase in the folder and file names of your website when creating the files and folders, regardless of what operating system you are using locally. Always assume the site will be run on a server that is case sensitive. That way there is a set standard of practice you follow that leaves less room for error.

Step 1, before you begin coding, should always be to fix all your file and folder names so you won't have to worry about it later.

Monday, May 24, 2010

Thank you, Henry Ford, for another fine product.

Charcoal_bagHenry Ford didn't waste anything. Wood and sawdust byproducts from automobile fabrication were used to make charcoal.

While he didn't invent the charcoal briquette (Ellsworth B. A. Zwoyer did, in 1897), he did found the Ford Charcoal company, which later became the Kingsford Company.

When E.G. Kingsford, a relative of Ford's, brokered the site selection for Ford's new charcoal manufacturing plant, Ford Charcoal was renamed to Kingsford, in his honor.

Creative thinking and frugality turned a waste disposal problem into a money making opportunity, leading to the founding of a company that today manufactures about 80% of the charcoal briquettes sold in the US, and recycling about 1 million tons of wood scraps, each year.

Thanks to Henry Ford being such a frugal guy, and a smart one at that, Americans have come to enjoy the ritual tradition of going outside on a beautiful summer day and cooking our food there, with a smoky barbeque, rather than in our kitchens and heating up the whole house.

Friday, November 23, 2007

A Vision of Students Today

Here's something to think about: These kids will be running the country in the near future. How prepared are they?

After watching this, I have some really mixed feelings about a lot of things...the internet, in particular.

Tuesday, November 13, 2007

Free Course: Computer Programming I (using C)

University of Washington CSE 142 - Computer Programming I

This is a complete basic introductory course (using C) for beginners that have no previous programming experience, that was offered at the University of Washington during the fall of 2000 (taught by Martin Dickey).

If you have never studied programming, this course was designed for you.

Access to slides, homework assignments & solutions, exams & solutions (everything except the lectures and quizzes):
http://www.online.cs.washington.edu/cse142/

Here are the lecture videos. It may seem as if they are listed out of order, but they are actually in the proper order in which they should be viewed. Whoever uploaded them numbered them wrong. The entire set of videos is Closed Captioned.

If you want to download them for offline viewing, you can use this site with the URL's provided above.

The textbook they used in this course:
Problem Solving and Program Design in C (Hanly and Koffman)

Wednesday, May 30, 2007

A Fair(y) Use Tale

In the fun category, Professor Eric Faden of Bucknell University has created a video review of copyright principles.

You're probably thinking, "How could anyone make a video about a legal concept even mildly entertaining?" But Faden's truly inspired video works on many levels because it consists entirely of extremely short clips (often no more than one word) from a wide variety of animated Disney movies.

It's thanks in large part to Disney that copyright - which was designed to encourage creativity by giving the creator control over copying for a limited time - now lasts for the life of the creator plus 75 years, or, for a work of corporate authorship, 95 years.

But thanks to the short length of the clips, its non-profit educational nature, and the fact that it would in no way affect the potential market for the copyrighted works, Faden's video undoubtedly falls under fair use.

Download available

Saturday, May 26, 2007

Human Computation

From captchas, to labeling images, to providing basic facts, humans are helping computers to help humans...and some are having fun while doing it.

Image recognition is an easy task for people, but something computers are not yet good at.

Here is an approach to help computers get better at it, help the visually impaired understand what is in the images on a web page, and help search engines serve better image search results. You make fun games out of it, so it doesn't seem like work.

Games with a purpose...a great concept, and one that could be quite profitable if you can design a game that will solve some sort of problem that a computer can't solve on its own, yet. Depending on the problem you are solving, the data you acquire from the players of the game could be worth more than any ads you could possibly place on your site.

The following video presents the concepts behind some of these games.

Play time: 51 min, 31 sec

Luis von Ahn is an assistant professor in the Computer Science Department at Carnegie Mellon University, where he also received his Ph.D. in 2005. Previously, Luis obtained a B.S. in mathematics from Duke University in 2000. He is the recipient of a Microsoft Research Fellowship.

Play the games:

And for a more interesting challenge, try 3form Free Knowledge Exchange and see if you can help provide solutions and answers to some of life's challenging problems and questions...or maybe get a solution to a problem or question you have. (warning: 3form is quite addictive!)

I, personally, find it more enjoyable and thought provoking than Yahoo Answers, and it provides much better answers to your questions.

Wednesday, February 28, 2007

A Classroom Divided

In 1960, after the murder of Martin Luther King Jr., a third grade teacher decided to give her class a powerful lesson in discrimination by separating them into 2 groups.

On the first day she told all the blue eyed children that they were better than brown eyed one, and reinforced it throughout the day. She gave them special privileges, treated them better.

She told the brown eyed children that they were inferior...stupid, and reinforced this throughout the day. She took away privileges, wouldn't allow them to play with blue eyed children, wouldn't let them drink from the same fountain. She made them wear a collar so you could tell at a distance what color eyes they had.

Then she switched it...told the children she was wrong. And repeated this lesson so that all could learn what it felt like to be judged by something that doesn't matter.

She continues to teach this lesson today...to both children and adults.

Watch all 5 videos (total time: 46:00) What happens and how people react may amaze you.

A Classroom Divided

Sunday, January 14, 2007

Hello World

Written in C: Goodbye, cruel world! Farewell, you ugly toad!

Have you ever wondered what 'Hello World' would look like in various programming languages?

Delphi Example:

// Hello World in Delphi
Program Hello_World;
{$APPTYPE CONSOLE}
Begin
WriteLn('Hello World');
End.

Plenty more examples here:

The Hello World Collection

Friday, November 17, 2006

Happy Internet Anniversary to Me

November 17, 1999...

7 years ago today was my first day online.

In honor of that life changing event, here is a video documentary about the history of the ARPANET and the birth of the internet.

Enjoy!
-----

Steven King, MIT, 1972
Time: 30 min 22 sec



Thanks for the anniversary gift, Gothi[c].

Tuesday, October 17, 2006

Brand Names: The Hell of the Hype

Related to a discussion on the hype behind brand recognition that is going on here, is this gem from Random Rarebits:


How is communication important in branding? Perhaps...the following analogies will help us define the word...

You're at a party and see a handsome guy. You get up and straighten your dress. You walk up to him and pour him a drink. You say, "May I," and reach up to straighten his tie brushing your breast lightly against his arm, and then say, "By the way, I'm fantastic in bed." That's Public Relations.

You're at a party with a bunch of friends and see a handsome guy. One of your friends goes up to him and pointing at you says,"She's fantastic in bed." That's Advertising.

You see a handsome guy at a party. You go up to him and say, "I'm fantastic in bed." That's Direct Marketing.

You see a handsome guy at a party. You go up to him and get his telephone number. The next day you call and say, "Hi, I'm fantastic in bed." That's Telemarketing.

You're on your way to a party when you realize that there could be handsome men in all these houses you're passing. So you climb out the sunroof of the car and shout at the top of your lungs, "I'm fantastic in bed!" That's Spam.

You're at a party and see a handsome guy. He walks up to you and says, "I hear you're fantastic in bed." That's Brand Recognition.


Some brands have become so recognizable, that the brand becomes the commonly known substitute for the generic name for the product:

Brillo = steel wool soap pads.
Q-tips = cotton tipped swabs.
Cheez Whiz = processed cheese product
Kitty Litter = cat box filler
Band-Aid = plastic adhesive bandage
Velcro = hook & loop tape
Post-It Notes = sticky notes
Scotch Tape = clear cellophane tape
Duck Tape = duct tape
Minute Rice = instant rice
Oreos = chocolate sandwich cookies with white cream
Coke = carbonated 'cola' beverage
Saran Wrap = plastic wrap
Windex = ammonia based glass cleaner
Escalator = moving staircase
Allen wrench = hexagonal screwdriver
Crock-Pot = slow cooker
Granola = oat and fruit mixture
Hula Hoop - toy ring
Linoleum = vinyl floor covering
Touch-Tone = dual tone multi-frequency telephone signaling
Yo-Yo = toy
Lava lamp = decorative light
Spam = canned pork product
Ace bandage = cloth elastic bandage
Alka-Seltzer = multi-purpose effervescent tablet
Novocaine = local anesthetic
Tylenol = pain reliever
Advil = pain reliever
Aqua-Lung = Scuba equipment
Breathalyzer = breath alcohol analyzer
Bubble Wrap = air-filled plastic packing material
ChapStick = lip balm
Ethernet = IEEE 802.3 LAN protocol
Fig Newton = soft cake-like cookie filled with fig jam
Jaws of Life = a rescue tool
Jell-O = gelatin dessert
Kleenex = packaged folded facial tissue paper
Laundromat = self-service laundry
Magic Marker = Felt-tip marker
Phillips Screwdriver = screwdriver with a cross-pointed drive hole
Play-Doh = commercial plastic modeling compound, clay-like
Pop Tart = breakfast toaster pastry
Rollerblade = inline skates
Speedo = tight-fitting swimsuit
Swiss Army Knife = a clasp-knife with multi-functional blades
Thermos = vacuum flask
Vaseline = petroleum jelly
Windbreaker = light jacket
X-Acto knife = sharp precision craft knife with short replaceable blades
Zamboni = ice resurfacing machine

In the end, regardless of what brand of the actual product you use, you still call it by its most recognizable brand name.

Could that be considered a success by a company? or perhaps a bit of a failure at the same time, since you call the competitors product by their brand name and buy the other product any way.

Monday, September 11, 2006

Answerbag Q&A

Q: How many four letter words exist in the English language? (excluding curse words.)

A: I did not exclude curse words because that can differ based on region, era, and cultural background.

With 26 letters in the English alphabet, there are 45,6976 possible 4 letter combinations (26*26*26*26). Out of these, only 2746 are not words. That means the remaining 45,6976 are words.

List of non-words with 4 letters can be found here.


Question found on Answerbag.com. Answer is mine.

Tuesday, August 15, 2006

Got 15 minutes? Give Ruby a shot right now!

You can try your hand at Ruby without having to download, install, or configure anything...in your browser!



This is a great interactive tester for the curious.

Saturday, July 08, 2006

Test Your Knowledge of Ubuntu Topics

Take this quiz to see if you are ready for the real test.


As reviewed last month, the latest Linux certification to go live is that of Ubuntu Professional. To earn this certification, you must first become LPI certified at Level I (LPIC I), and then pass an additional exam. The following questions are intended to allow you to test your knowledge of the topic and make certain you are ready for this certification before you begin considering it or preparing for it. Answers are at the end of the article. Good luck!"


http://www.unixreview.com/documents/s=10092/ur0607g/ur0607g.htm